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Your Premier Fishing Charter in Panama City Florida

At Top to Bottom Fishing Charters, we offer an exhilarating fishing experience with our expert crew and top-of-the-line equipment. With years of local knowledge and a passion for fishing, we guarantee an unforgettable adventure for both novice and seasoned anglers.

Destinations

Explore Prime Fishing Destinations

What makes a good fishing charter? Captains that have a PRIME list of fishing locations. Our captain has even explored many of these with cameras to understand what the environment is like and what kind of fish are down there. Discover a variety of fishing destinations, each teeming with diverse marine life and promising exceptional fishing opportunities for all levels of anglers. From nearshore hotspots to offshore adventures, our charters cater to all fishing preferences. St Andrew bay and the Gulf of America is filled with prime locations and a wide variety of AMAZING fish. We look forward to teaching you how to be a salt water angler and having you as part of our family for years to come!

Crew

Meet Captain Josh

As a Master Captain, a skilled angler and a father, Josh is committed to delivering an exceptional fishing experience while prioritizing the comfort and satisfaction of everyone on board. He has a deep passion for fishing and a drive to be the best which he is passing down to his son. 

With years of experience Josh learned the ropes by being a deckhand on different boats. Learning  "the bite" of the wide variety of fish in the Gulf. Each fish is different depending on water temp, season, wind, barometric pressure and the moon affecting tide and ocean currents to name a few. Josh soon became a captain and achieved his Master Captains license.  

Our Captain is one of the BEST! and specializes in Bill fishing with 47 caught in 2025 alone. He has spent years in the charter fishing industry and has spent hours marking and dropping camera to find those hidden spots to catch that DREAM fish. He was recently invited down to fish in the Bahamas with one of the top editors of Marlin Magazine and boy did they catch some fish! 

Josh is admired and respected as one of the best in the area. He has worked hard to find the best locations and is the reason we do NOT allow any tracking devices on our charters. We want you to have the best chance at hooking your DREAM fish!  

Captain Josh and his son
Fleet

Meet the Gulf Coast Gypsy

Embark on your fishing journey aboard our Gulf Coast Gypsy, a 33' Center console boat with NEW 300 hp Motors, designed to provide comfort, safety, and the best fishing opportunities. Whether you're targeting trophy fish or enjoying a leisurely outing, our vessel is equipped to meet your needs with comfort and safety. Relax in a bean bag of sit with the captain as you experience the deep blue waters of the Gulf.

DOLPHINS are beautiful animals BUT if they find you GOOD LUCK landing a fish! Most bigger traditional fishing boats can NOT loose them. Dolphins eat between 30-50lbs of fish a day and it is fine if you just want to feed them but if you want to land some fish we can loose them! Our new twin 300hp motors lets us cruz at 25-50mph to the next spot. 

 

Gulf Coast Gypsy is a FEDERALLY PERMITTED BOAT. What does that mean? You can fish past 9 miles from shore where the bigger fish like the colder water where others cant! 

Our Center console boat Gulf Coast Gypsy

The Right Equipment

 Having the right equipment is everything. We want everyone to have the chance of bringing in that big fish and that is why we spent thousands on poles that we would buy for ourselves. The Shimano two speed reals we offer make it easy for even a child to reel in the big one. Tackle a Sword fish with an electric real or do it manually, you have a choice. Our vessel is equipped to meet your needs.

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